YOUR AGENT
As your health insurance advisor, I make it a priority to find the best possible insurance plan based on your specific needs and budget. You should fully understand what you're buying into when it comes to such an important decision such as healthcare. That is why I spend as much time as you need to understand your coverage, so you can make a confident, educated decision about your healthcare.
Although I am able to see every option on the market, I specialize in the private market. Private plans are based on your health and NOT your income, so if you are relatively healthy, then these plans are for you. These plans allow me to help you save even more money on your monthly premiums while receiving better benefits—just for being relatively healthy!
JOSHUA CULLER
NPN# 19442639
IS PRIVATE HEALTH INSURANCE RIGHT FOR YOU?
"I feel like I'm overpaying"
If you are on a full price Obamacare plan or employer plan, then a Private Healthcare plan is worth taking a look at because rates are based on health and not your income!
"I don't really use what I have"
If you don't ever use your health insurance, why are you paying an arm and a leg for it? There are plans made specifically for people who aren't "frequent fliers" at the doctor's office - these are called Private Healthcare plans!
"I'm healthy!
Why am I paying so much?"
Private Healthcare plans are based on your health since they are medically underwritten. You are put into a pool of other healthy people. This lowers the overall risk class and allows the insurance companies to give preferred rates to people like you!
"I travel often & need options"
Most Obamacare/Marketplace plans are only EPO or HMO networks, meaning your coverage is limited to the county you live in. Private Healthcare plans are all PPO options, meaning your coverage will ALWAYS be there. Who wants to worry about insurance when you take a vacation? Not me!
REFER A FRIEND
Know a friend or family member who wants or needs help with their health insurance?
We would be honored with the privilege to help you and your family with your specific health coverage needs and also your friends, coworkers, or anybody you know who might need help with their health insurance. A referral can change someone's life and is also the greatest compliment anyone could pay to our company!
GET IN TOUCH
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